Albuquerque, Rio Rancho and Corrales real estate and homes for sale in New Mexico, Albuquerque buyers agents and listing agents - The Campbell Team, REALTORS® The Campbell Team REALTORS(r) for Albuquerque, Rio Rancho and Corrales, New Mexico real estate, Albuquerque buyers agents and listing agents - NUMBER1EXPERTS™ The Campbell Team NUMBER1EXPERTS(tm) for Albuquerque, Rio Rancho and Corrales, New Mexico real estate, Albuquerque buyers agents and listing agents
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The Campbell Team, REALTORŪ, real estate agents and broker for Albuquerque, Rio Rancho and Corrales New Mexico home listings, property and land for sale - NUMBER1EXPERT(tm)
Find out why we're New Mexico's leading broker team! Call us: 505.821.7666 or 800.570.5776!


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Mortgage Prequalification: Albuquerque, Rio Rancho and Corrales New Mexico home buying, real estate listings, and homes for sale in Bernalillo County, NM
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

  • Exactly how much home or land you can afford. 
  • How much cash you will need for the down payment. 
  • The minimum down payment, and advantages of higher down payments. 
  • What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

  Charter Funding

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Albuquerque, Rio Rancho and Corrales REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

See All Tips In The "First Time Buyers" Category >
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Real Estate Trivia
Q 
What land did the U.S. Government buy for $7.2 million?

A 
The U.S. bought all of Russian America (Alaska) from the Russian Czar in March 1867.
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Fidelity National Title Company
Fidelity National Title has escrow & title offices conveniently located throughout Bernalillo and Sandoval Counties.
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The Campbell Team, REALTORŪ, real estate agents and broker for Albuquerque, Rio Rancho and Corrales New Mexico home listings, property and land for sale - NUMBER1EXPERT(tm)

The Campbell Team
Campbell and Campbell Real Estate

6711- A Academy NE
Albuquerque, NM 87109
505-821-7666
800-570-5776
Fax: 505-828-3906
Email: info@SherlockHomesNM.com

The Campbell Team has closed over 3800 transactions worth in excess of $543 million of residential real estate since 1990. Our owner, Ron Campbell, is the only New Mexico real estate professional to be ranked in REALTOR Magazine's Top 100 for the last three years. The Campbell Team offers a full-time staff of buyer specialists, listing specialists, relocation specialists, transaction manager, seller-services manager, team courier, and a marketing director, plus an on-staff photographer and web developer to assist with all of your real estate needs.

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Campbell and Campbell Real Estate real estate and homes for sale in Albuquerque, Rio Rancho and Corrales New Mexico

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